Credit Card - Vietcombank JCB Platinum

Detailed information

Spending cashback

Cashback up to 600,000 VND/statement cycle:

• 5% cashback, up to 300,000 VND/statement cycle for spending transactions at restaurants, supermarkets

• 0.2% cashback for other spending transactions

• Maximum cashback amount of 7.2 million VND/year 

Privileges

• Business lounge offers at airports, Golf, high-end dining... from JCB Card Organization (details)

• Travel insurance up to 11.65 billion VND for cardholders and their relatives (details)

• Dedicated toll-free hotline 1800 1565

• Retail banking service offers

Financial optimization

• Flexible installments, 0% interest installments 

• Credit card interest-free up to 55 days

Convenient payment

• Withdraw money directly or via QR code at ATM

• Pay bills at ATM

• Payment at card-accepting merchants: direct, Contactless or QR code

• Online payment: on website or VCB Digibank

• Payment on e-wallets/mobile payment applications: Apple Pay

• Activate card, open/block card, query, change limit… on VCB Digibank 

Issuance conditions

• Individuals aged 15 and above according to legal regulations 

• Foreigners residing in Vietnam for 12 months or more 

Issuance procedures

Application for issuance, personal documents, proof of financial capacity (details)

Forms

• International Credit Card Issuance Application cum Contract

• International Credit Card Terms and Conditions 

Usage limit

• Credit limit: from 70 million VND

• Spending: 100% of credit limit

• Domestic cash withdrawal: 100% of credit limit

• Overseas cash withdrawal: 30 million VND/day

• Maximum cash withdrawal limit for credit cards of the same JCB brand is 100 million VND/month

(Details)

Card validity: 5 years 

Number of supplementary cards: Maximum 3 cards  

Issuance fee: Free

Annual fee

• Principal card: 800,000 VND/card/year

• Supplementary card: 500,000 VND/card/year. First year annual fee waived for 01 supplementary card

Other fees: Fee schedule and interest (details)